Tag: credit cards

Credit vs Debit Cards

Credit vs Debit Cards

June 3, 2014 | By | Add a Comment

This infographic is a quick comparison guide between both types of cards. It shows at a glance the pros and cons of having a credit or a debit card considering interest rates, credit limit, overdraft fees, sources of funds, and others.

The Meteoric Rise of Pop-up Retail

The Meteoric Rise of Pop-up Retail

May 5, 2014 | By | Add a Comment

The Meteoric Rise of Pop-up Retail by Vend Retail Blog explores this dynamic and agile retail trend. It’ll give you interesting tidbits and research-backed data about the industry, so you can make an informed decision about starting and running pop-ups.

The Future of the Credit Card

The Future of the Credit Card

April 14, 2014 | By | Add a Comment

If you have a credit card, using it is probably just a normal part of your everyday life. But how much do you really know about that little strip of plastic in your wallet? Ever heard of a Luhn algorithm? Any idea why that hologram is there? Or the real need for the CSV number?

Is the U.S. Finally Getting Smart About Payment Technology?

Is the U.S. Finally Getting Smart About Payment Technology?

April 11, 2014 | By | Add a Comment

After a recent spike in credit card theft in the United States, Congress is abandoning unsecure traditional payment methods for “smart card” technology. Although these more advanced credit cards may be new to the United States, they have existed in other international markets for more than twenty years!

QR vs. NFC: Mobile Payment Technologies

QR vs. NFC: Mobile Payment Technologies

October 21, 2013 | By | Add a Comment

There are two forms of mobile technology that are battling for your mobile wallet. Check out the infographic below to learn more about how they compare.

The American Express Centurion “Black Card”

The American Express Centurion “Black Card”

August 29, 2013 | By | Add a Comment

When we think of the mythical American Express black card, we tend to think of images of fabulously wealthy people plunking the card down to pay for items that cost more than most Americans earn in a year – or possibly even in a decade. The American Express “black” is actually the American Express Centurion Black card and that image is not a terribly far cry from reality.

The True Cost of Credit Card Minimum Payments

The True Cost of Credit Card Minimum Payments

June 5, 2013 | By | Add a Comment

Meeting the minimum monthly payments of your credit cards is like running on a financial treadmill. Sure — we’re all guilty of it; whipping out the ole’ credit card whenever cash is tight. In the long run, however, all those card swipes do count: if a cardholder made a minimum payment of $200 each month for a $5,000 credit card balance with an 18.9% interest rate, it would take 11 years and 5 months to finally pay off! When factoring in interest, the total credit card results come with a $8,109 price tag.

Entry Point: POS Vulnerabilities You Didn’t Know Where There

Entry Point: POS Vulnerabilities You Didn’t Know Where There

May 10, 2013 | By | Add a Comment

Many small business owners think they are safe from data breaches because hackers are going for bigger businesses. However, this is not the case. According to Visa’s estimates 95% of credit card data breaches are on small business customers. Check out the infographic below presented by MerchantWarehouse to learn about POS vulnerabilities for small businesses and how they can make their data more secure.

51 Oddball Ways To Use Credit Cards…Without Spending Money

51 Oddball Ways To Use Credit Cards…Without Spending Money

April 17, 2013 | By | Add a Comment

Options Credit was sitting around wondering how many ways people could use their credit cards after their debts were paid off. So they started blurting out ideas and ended up with this “visual” list of 51 ways to use a credit card after your debts are paid off.

Why You Should Switch and Save With Your Credit Cards

Why You Should Switch and Save With Your Credit Cards

March 27, 2013 | By | Add a Comment

Do you use a credit card regularly? Do you think it is too much hassle to change providers? Check out this infographic from MoneySupermarket and see if you could be saving money every month.

The World’s Biggest Credit Card Scams

The World’s Biggest Credit Card Scams

March 26, 2013 | By | Add a Comment

Credit card fraud is rife throughout the world. This infographic from MoneySupermarket lists some of the scams criminals are using, and suggest ways to protect yourself. Always report any suspicious activity to your bank or card provider and avoid becoming a credit card fraud victim.

2012 U.S. Credit Card Usage Statistics

2012 U.S. Credit Card Usage Statistics

November 19, 2012 | By | Add a Comment

In spite of the tough global economy, credit card usage is still growing. There are about 181 million credit cards in the US! Most people actually use it on travel expenses, and surprisingly only 1 in 5 use them to pay for bills. The following infographic from The Credit Examiner looks at some 2012 statistics on credit card use in the United States.

UK Card Fraud – Are You In A High Risk Category?

UK Card Fraud – Are You In A High Risk Category?

September 24, 2012 | By | Add a Comment

The following infographic from Ultra Magicard displays statistics taken from BCS Home Office Statistical Bulletin. Card fraud in the BCS is defined as using plastic payment cards, such as bank, debit, credit or store cards, to take money without permission or prior knowledge from a bank, building society or credit card account (or to charge money to credit/debit cards).

The Balance of Britain’s Breaks

The Balance of Britain’s Breaks

September 11, 2012 | By | Add a Comment

Tesco Bank has collected some surprising facts about how Brits relax and how they pay for it. For example, did you know that if you were to stack all of the credit and debit cards in the UK, you would have a tower 50 times taller than the Burj Khalifa, the tallest skyscraper in the world? That’s a lot of cards!