Finance & Money Infographics

Payday loans are a highly contested form of consumer lending. Advocate groups fight to protect them while consumer groups work to limit or eliminate them completely. Currently, 12 states have laws that either ban payday loans or have strict lending laws which make them unprofitable in the state. Their payday laws have been compiled into one infographic, created by loans.org.

Options Credit was sitting around wondering how many ways people could use their credit cards after their debts were paid off. So they started blurting out ideas and ended up with this “visual” list of 51 ways to use a credit card after your debts are paid off.

Invoice factoring is widely-used form of financing for business owners and entrepreneurs to speed up their business cash flow. Buts it’s not new, 4000 year ago it was first used. Let’s check out its history in this infographic by cbacfunding.com.

Credit score is one of the most important factors when applying for a mortgage loan. Basically, the credit score is a number between 350 and 850, calculated using a complex mathematical model composed of several indicators taken from the borrower’s credit history, outstanding debts, etc. Higher credit scores represent borrowers with less risk. This credit score infographic presents the most important factors and shares excellent tips on how you can keep a high credit score to get approved for a mortgage.

The development of video games, especially popular video games, is not cheap. This infographic presented by ProfitBricks provides a deeper look into the financial reality behind gaming development. Check it out below to learn more.

If your full time occupation is blogging, you may not be aware of all the tax deductions you should be keeping track of when filing your tax returns. TheySmell.com has come up with the following infographic that offers a quick list of tax deductions bloggers can utilize to reduce their taxable income.

In addition, during tax year 2012/13, the UK government collected more than £91 million in National Insurance payments from the country’s workforce. But how exactly does the government spend this incredible amount of money in a way that benefits the UK, and its citizens? The following infographic aims to shed some light on this query.