Where Are Payday Loans Banned?

Payday loans are a highly contested form of consumer lending. Advocate groups fight to protect them while consumer groups work to limit or eliminate them completely. Currently, 12 states have laws that either ban payday loans or have strict lending laws which make them unprofitable in the state. Their payday laws have been compiled into one infographic, created by loans.org.

Credit Score Basics

Credit score is one of the most important factors when applying for a mortgage loan. Basically, the credit score is a number between 350 and 850, calculated using a complex mathematical model composed of several indicators taken from the borrower’s credit history, outstanding debts, etc. Higher credit scores represent borrowers with less risk. This credit score infographic presents the most important factors and shares excellent tips on how you can keep a high credit score to get approved for a mortgage.

Tax Deductions for Bloggers

If your full time occupation is blogging, you may not be aware of all the tax deductions you should be keeping track of when filing your tax returns. TheySmell.com has come up with the following infographic that offers a quick list of tax deductions bloggers can utilize to reduce their taxable income.

The World’s Biggest Credit Card Scams

Credit card fraud is rife throughout the world. This infographic lists some of the scams criminals are using, and suggest ways to protect yourself. Always report any suspicious activity to your bank or card provider and avoid becoming a credit card fraud victim.

Bitcoin 101: The Digital Currency Revolution

Bitcoin is the first currency of its kind to show true potential to become much more than just an Internet sensation (which it definitely is). Bitcoin is developing into a major player in the world economy at large. This infographic by Online Accounting Degree Guide offers some of the facts and figures that show how bitcoins (BTC) will give dollars and yen a run for their money.