It’s an unfair game to so many people that either have thin credit or lack the information needed for traditional credit reports. Fear not, for there is hope – Equifax is developing methods to expand access to credit using alternative data to help consumers with thin credit profiles or those who are credit invisible.
Having a credit card can have its perks and advantages. If you’re looking to get your first credit card, this visual guide will show you how to get started with your credit card application process and give you surefire tips for successfully getting your first card.
As self-employed individuals, gamers/streamers can write off certain expenses that are deemed necessary for their business. But since gaming is a very specific niche, figuring out the appropriate set of deductions can be a little tricky. However, as a streamer, you can claim a deduction for the home office on your income tax return.
In the event that you become disabled or pass away, your family or dependents can be protected from financial hardships. During these times, life insurance can help cover the expenses for most accidents, natural causes of death, and certain illnesses, depending on the type of insurance you sign up for.
This infographic clearly shows in which states of the United States short-term cash advances, also called payday loans, are allowed, and in which ones are prohibited. You can also find out the maximum loan amount available in a particular state.
What is legal funding all about? Legal funding, such as auto accident settlement funding, is a risk-free cash advance that can be provided to injured plaintiffs throughout the litigation process who expect financial recovery. Unlike a loan, there is no risk of plaintiffs going into debt as the monetary lien is on their case and not the plain
If you’re an American citizen living abroad, you still have to pay your taxes to the U.S. government. The following infographic highlights the basics of tax filing, particularly exclusions, deductions, and credits – all of which can help reduce your taxes as an American expat. It also presents the forms and processes needed to avail of these tax reduction measures.
The international silver price is derived from gigantic trading volumes of ‘paper silver’ in London and New York. This infographic lays out the context, showing that physical silver is a scarce and valuable investment and monetary metal far removed from the world of unallocated and derivative silver trading.
Believe it or not, the commercial side of the real estate lending market is using extremely outdated tech. 43% of banks are using COBOL, a popular programming language that predates the internet. Learn how agile technology will disrupt the commercial real estate lending market in the infographic below, courtesy of FinanceLobby.
Black Swan is a name attached to occasions that can have severe outcomes. Such events are described by their extraordinary irregularity, nearly catastrophic impact, and far-reaching belief that they were obvious in retrospect. Here is an infographic that focuses on an occurrence within the Black Swan category, that is Black Thursday of September 2015.
